|Personal Check product names||PCB Basic Checking||PCB EZ Checking||Deluxe Checking||PCB EZ Student Checking||Super NOW Checking|
|Description||Lower cost checking for NY and NJ consumers1||Basic checking account featuring unlimited check-writing and no monthly fee2||Basic checking account with minimum requirements to waive the monthly service charge||Easy and simple checking account that is specially designed to fit the needs of students3||Interest-bearing checking account featuring unlimited check writing|
|Minimum Opening Deposit||$25||$100||$100||$50||$2,500|
|Monthly Service Charge||$3 monthly service charge plus $0.50 per check in excess of 8 checks||None||$7 monthly service charge and $0.25 per debit transaction||$5, with ATM surcharge refund up to $10||$10 monthly service charge and $0.25 per debit transaction|
|Ways to Waive Monthly Service Charge||None||None||Maintain daily balance $500
average daily balance $1,000
|Conduct seven (7) Point of Sale transactions||Maintain daily balance $2,500
average daily balance $5,000
|Internet Banking with Bill Pay||Yes||Yes||Yes||Yes||Yes|
|Debit Card and ScoreCard Rewards Program||Yes||Yes||Yes||Yes||Yes|
1 Offered for New York and New Jersey consumers ONLY. Minimum balance required to maintain the account is $0.01.
2 If inactive for 6 months, account will be converted to Deluxe Checking.
3 Must be at least 16 years of age to apply. Students under 18 years of age must be apply jointly with a parent/guardian. Proof of student status required at time of account opening. On or after 24th birthday, account will be converted to a checking account with similar features. Must sign-up to receive online statements.
4 Interest rates and annual percentage yields may change. If account is closed before interest is credited, accrued interest will not be paid.