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PERSONAL

Checking

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PCB Basic Checking PCB EZ Checking Deluxe Checking PCB EZ Student Checking Super NOW Checking
Description Lower cost checking for NY and NJ consumers1 Basic checking account featuring unlimited check-writing and no monthly fee2 Basic checking account with minimum requirements to waive the monthly service charge Easy and simple checking account that is specially designed to fit the needs of students3 Interest-bearing checking account featuring unlimited check writing
Minimum Opening Deposit $25 $100 $100 $50 $2,500
Monthly Service Charge $3 monthly service charge plus $0.50 per check in excess of 8 checks None $7 monthly service charge and $0.25 per debit transaction $5, with ATM surcharge refund up to $10 $10 monthly service charge and $0.25 per debit transaction
Ways to Waive Monthly Service Charge None None Maintain daily balance $500
or
average daily balance $1,000
Conduct seven (7) Point of Sale transactions Maintain daily balance $2,500
or
average daily balance $5,000
Earns Interest No No No No Yes4
Internet Banking with Bill Pay Yes Yes Yes Yes Yes
Mobile Banking Yes Yes Yes Yes Yes
Telephone Banking Yes Yes Yes Yes Yes
Debit Card and ScoreCard Rewards Program Yes Yes Yes Yes Yes

1 Offered for New York and New Jersey consumers ONLY. Minimum balance required to maintain the account is $0.01.

2 If inactive for 6 months, account will be converted to Deluxe Checking.

3 Must be at least 16 years of age to apply. Students under 18 years of age must be apply jointly with a parent/guardian. Proof of student status required at time of account opening. On or after 24th birthday, account will be converted to a checking account with similar features. Must sign-up to receive online statements.

4 Interest rates and annual percentage yields may change. If account is closed before interest is credited, accrued interest will not be paid.

For further account details, please contact or visit your nearest Pacific City Bank branch representative.

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