|Personal Check product names||PCB EZ Checking||PCB Royal Checking 2||PCB Star Checking 4||PCB EZ Student Checking||Deluxe Checking||PCB Basic Checking||Super Now Checking|
|Description||Basic checking account featuring unlimited check-writing and no monthly fee1||Link with a VIP money market or a savings account to waive the monthly service charge and receive variety of benefits3||Link with a money market or a savings account to waive the monthly service charge and receive variety of benefits5||Easy and simple checking account that is specially designed to fit the needs of students6||Basic checking account with minimum requirements to waive the monthly service charge||Lower cost checking for NY and NJ consumers 7||Interest-bearing checking account featuring unlimited check writing|
|Minimum Opening Deposit||$100||$1,000||$100||$50||$100||$25||$2,500|
|Monthly Service Charge||None||$30 monthly service charge plus $0.25 per debit transaction||$20 monthly charge plus $0.25 per debit transaction||$5, with ATM surcharge refund up to $10||$7 monthly service charge and $0.25 per debit transaction||$3 monthly service charge plus $0.50 per withdrawal in excess of twelve(12) withdrawals||$10 monthly service charge and $0.25 per debit transaction|
|Ways to Waive Monthly Service Charge||None||Maintain daily balance $2,500 in PCB Royal Checking
combined average balance $50,000
|Maintain daily balance $500 in PCB Star Checking
combined average balance $5,000
Have direct deposits totaling $350
|Conduct seven (7) Point of Sale transactions||Maintain daily balance $500
average daily balance $1,000
|None||Maintain daily balance $2,500
average daily balance $5,000
|Internet Banking with Bill Pay||Yes||Yes||Yes||Yes||Yes||Yes||Yes|
|Debit Card and ScoreCard Rewards Program||Yes||Yes||Yes||Yes||Yes||Yes||Yes|
1 If inactive for 6 months, account will be converted to Deluxe Checking.
2 PCB Royal Checking is the primary account and a secondary account must be linked and remain open. Secondary accounts must be a VIP Money Market or a Regular Savings. Primary account will be converted to Deluxe Checking if the secondary account is closed.
3 Three (3) free checkbooks, fee waived for cashier's check, fee waived for outgoing wire, fee waived for stop payment and ATM Surcharge refund monthly up to $10 for non-Pacific City Bank ATMs in the U.S.
4 PCB Star Checking is the primary account and a secondary account must be linked and remain open. Secondary account must be a Money Market or a Regular Savings. Primary account will be converted to Deluxe Checking if the secondary account is closed.
5 Free initial checkbook, fee waived for cashier's check and fee waived for stop payment.
6 Must be at least 16 years of age to apply. Students under 18 years of age must apply jointly with a parent/guardian. Proof of student status required at time of account opening. On or after 24th birthday, account will be converted to a checking account with similar features. Must sign-up to receive online statements.
7 Offered for New York and New Jersey consumers ONLY. Minimum balance required to maintain the account is $0.01.
8 Interest rates and annual percentage yields may change. If account is closed before interest is credited, accrued interest will not be paid.